How to buy gold bars in banks: hot topics and structured guides across the Internet
Recently, gold price fluctuations have attracted widespread attention, and many investors have turned their attention to physical gold investment, especially bank gold bar purchase channels. The following are the gold investment hot spots that have been hotly discussed on the Internet in the past 10 days and the detailed guide for banks to purchase gold bars.
1. Recent hot spots in the gold market (data in the past 10 days)
| topic | heat index | Main discussion platform |
|---|---|---|
| International gold price exceeds US$2,000/oz | 92.5 | Financial news, Weibo |
| Bank gold bars are out of stock | 87.3 | Xiaohongshu, Douyin |
| Gold ETF holdings hit record high | 79.6 | Snowball, Oriental Fortune |
| Young people "save golden beans" to manage money | 85.1 | Station B, Zhihu |
2. The whole process of buying gold bars from banks
1.Choose bank: Comparison of mainstream bank gold bar products
| Bank name | Minimum size | handling fee | Buyback policy |
|---|---|---|---|
| ICBC | 10 grams | 8-15 yuan/gram | Our products can be repurchased |
| China Construction Bank | 5 grams | 10-20 yuan/gram | Original packaging required |
| Agricultural Bank of China | 20 grams | 5-12 yuan/gram | Some outlets do not support it |
| Bank of China | 1g | 12-18 yuan/gram | National currency |
2.Purchase method
• Offline counter: Bring your ID card to purchase directly
• Mobile Banking: Online ordering in the precious metals area
• Online banking: supports appointment to pick up goods
3.Things to note
• Confirm whether the gold bars bear the bank’s logo and number
• Keep complete proof of purchase and quality inspection certificate
• Pay attention to the discount when banks repurchase (usually 2-5% lower than the selling price)
3. Answers to current hot questions
| question | Expert advice |
|---|---|
| Is now a good time to buy gold bars? | It is recommended to open positions in batches to avoid chasing high prices |
| How to ensure the purity of bank gold bars? | Look for the Au9999 logo and national testing certificate |
| Which specification is more suitable for investment? | 50-100g specifications have the best fluidity |
| What is the difference between bank gold bars and gold store gold bars? | Bank prices are transparent, gold shop craftsmanship fees are higher |
4. Investment advice
1. Physical gold should account for 5-15% of the investment portfolio
2. The holding period is recommended to be more than 3 years.
3. Pay attention to the impact of the Federal Reserve’s interest rate policy on gold prices
4. Consider using instruments such as paper gold to hedge risks
Recent data shows that bank gold bar sales increased by 35% year-on-year. Investors are advised to make an appointment in advance and pay attention to bank promotions. Only by purchasing through formal channels can the purity and liquidity of gold be ensured.
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